Page 12 - index
P. 12
12 TOP cover aUtUmn 2012
mOney tAlkS
TrusTing TO luck
It’ll never happen to me!
Written By StuArt bell
chieF execUtive at metFrienDly
‘metfriendly’ is the trading name of metropolitan police Friendly society limited
it’s a natUral hUman reaction. an instinctive
mental DeFence against the Dangers anD
Uncertainties oF liFe. an attitUDe that alloWs
Us to keep on ‘carrying on’.
owever – as you all cover, rather than settling for the legal
right now know deep, down minimum.
Sometimes events prompt us to do
metfriendly has an – it could happen the right thing – moving home will
to you.
initial premium free And you need often nudge us into arranging life cover
cover offer Hto ask yourselves or ‘Mortgage Protection’. (The Job does
“What then?” provide life cover, but that is rarely
take out an income metfriendly is the Metropolitan Police adequate if you are a home owner with
protection policy now Friendly Society. A mutual organisation dependants.) Of course that is also a
natural time to arrange home insurance
set up to help our members ‘Save; Invest;
and get at least three Protect’. Membership of metfriendly is again, not just the building which the
months premiums free. reserved for those connected to the Police lender will insist on, but also its contents.
Sometimes it is too easy to take out
request a quote online Service in the UK, including those with insurance. The ‘Payment Protection’
a family connection. Because we know
now and you’ll get a that all too often ‘it does happen’ we scandal arose because too little of the
free notebook wallet or have a very affordable Income Protection premiums went on claims and too much
plan especially designed to fit the needs
went to the lenders who pushed it. There
rucksack regardless of of serving Police Officers and staff. was every incentive to sell regardless of
whether you take out Right now we have about 2000 serving need, and nobody bothered to check
a policy. members with Income Protection plans whether the cover was suitable. Yet there
dating back to 1997 and we now include was a much more suitable type of cover
t 01689 89 1 454 Critical Illness cover as standard on for those who took control and shopped
new business.
around… Income Protection!
W www.mpfs.org.uk Protection is a difficult subject for As a nation we are at our worst when
many people. The only insurance you it comes to considering long-term illness
Terms and conditions apply. have to take out is motor cover. Given – there are simply no prompts – unless,
Quote code TCIP1. that it is no extra trouble to arrange, perhaps, a colleague is unlucky! It is
many people opt for comprehensive only human to look on the bright side.
